Author: Arabian Media staff

For most Americans, healthcare is a top personal and financial priority. Unfortunately, provider billing mistakes combined with the skyrocketing cost of healthcare services, health insurance premiums, and prescription drugs can create real financial concerns. The good news is that there are ways to keep your medical bills in check.  Key Takeaways Saving money on medical bills can be done by wisely choosing providers, such as using in-network care providers and asking for discounts.Other ways to cut costs include using generic prescriptions and getting mail-order drugs.Billing errors can increase your costs as well, thus, it pays to audit your medical bills…

The arrival of a baby can be both exciting and financially overwhelming. A baby can mean big changes and major expenses for new parents. How much money can you expect to spend on your little one in the first year? What financial tools should you consider creating? Here we’ll show you how to financially prepare for your family’s newest addition before they arrive. Key Takeaways The cost of the delivery largely depends on the location of the facility and the health insurance policy.One-time costs include a stroller and nursery furniture.Other things to consider include the cost of child care and…

Why Should You Change Your Financial Advisor? If you’re considering changing your financial advisor, you’re certainly not alone. People often decide this relationship needs to change, frequently citing a lack of communication, dissatisfaction with the investment advice and ideas being provided, or concerns about their portfolio’s performance. “Clients shouldn’t feel anxiety or guilt about moving on from an advisor that isn’t helping them achieve their goals,” David Flores Wilson, a certified financial planner at Sincerus Advisory in New York City, told us. “A straightforward conversation outlining their decision to move on and clarifying if there are any open items should…

Do I Need a Financial Advisor? As you’re sorting through your finances, you might be asking yourself if you finally need to get a financial advisor. The answer depends on your finances. In many cases, it’s a good idea to do so. When considering a financial advisor, you’ll want to check your finances so you understand which type of financial advisor would best suit your needs. Then you’ll want to review how much potential advisors cost and review their qualifications before making a decision. Key Takeaways A financial advisor helps people manage their money and map out a plan for the…

The decision to start a family can be one of the most life-changing, meaningful, and expensive that a person can make. Having a measure of control over that process means choosing the number of children you will have and when you will have them. Family planning services are key to achieving that goal. These include programs that prevent people from having accidental pregnancies, help to control the spread of sexually transmitted diseases, and affect other matters tied to fertility. U.S. clinics that provide family planning services for low-income people draw support from three places: Medicaid, the Title X Family Planning Program,…

Some tasks are easier than others when helping clients execute a financial plan. From my experience, estate planning is often the hardest. The possibility of death or disability is not something we think of as imminent, and it can be hard to wrap your head around a worst-case scenario mentally. According to a recent survey by Caring.com, only one in four Americans has a will in place, a decline from 33% of respondents in 2022. Below, I share how I help clients take action to complete their estate plan. Key Takeaways The hardest part of estate planning is often deciding…

Image credit: Getty Images The Ministry of Human Resources and Social Development (MHRSD) in Saudi Arabia has proposed major amendments to the country’s Labor Law and its Executive Regulations, adding a series of new violations and penalties aimed at ensuring fair treatment of workers and stronger compliance from employers. The ministry made the proposed changes public via the Istitlaa platform, inviting feedback from citizens, businesses, and stakeholders before final adoption. The updated Table of Violations and Penalties marks a significant shift in labor regulation, introducing sector-specific enforcement for the first time in the maritime and agricultural industries, a Saudi Gazette…

Key Takeaways The Labubu craze is not a new phenomenon; comparable trends, such as the Cabbage Patch Kids doll in the 1980s and the Beanie Babies fad in the 1990s, have occurred in the past. Labubu toys are exclusively sold by Pop Mart, a Chinese retail chain known for its vibrant brick-and-mortar stores and robo-vending machines. Supply cannot meet demand for Labubu dolls, so consumers often have to resort to secondary marketplaces such as eBay and StockX to purchase them, frequently at inflated prices. Investing in collectibles such as Labubus often involves high initial costs and significant risks that the…

Key Takeaways Side hustles are getting more popular because they help people make extra money and fit easily around their busy schedules.With ChatGPT, people can make some extra income without advanced skills or significant investment.ChatGPT opens the door to a wide range of beginner-friendly income opportunities, including tutoring, virtual assistance, content writing, and social media management. Working a side hustle to earn extra income has never been more common and accessible than it is now. As the cost of living continues to rise, more people are turning to tools like ChatGPT to work smarter, streamline everyday tasks, and generate extra…

Key Takeaways Market watchers argue that reverse stock splits do nothing to improve a company’s fundamentals. They simply raise the stock price by reducing the number of shares available. Reverse splits are often seen as distress signals—last-ditch efforts to avoid delisting or to mask deeper woes. When a company announces a reverse stock split, experienced investors typically view it as a warning sign. The move, which boosts the share price by shrinking the number of shares outstanding, is rarely a sign of business strength. As Robert R. Johnson, a professor of finance at Creighton University, told Investopedia, “Healthy companies don’t…