Author: Arabian Media staff

Key Takeaways While most Americans consider $1.5 million to be the “magic number” that they need to save in order to retire, experts advise saving more than that. One reason why more than $1.5 million is needed is due to expenses such as healthcare, inflation, and unforeseen costs. Those looking to retire early should consider either continuing to work in some capacity or being more aggressive with their savings during their working years. According to Northwestern Mutual, the average American thinks they need to save $1.26 million by age 65 in order to retire comfortably. Last year, that figure was…

Key Takeaways Gold prices have surged to new all-time highs in 2025.The current gold surge is fueled by inflation, economic risks, and the threat to the Federal Reserve’s independence.Buffett calls gold an “unproductive” asset that doesn’t generate income.Berkshire’s 2020 gold mining stake was tactical, not philosophical. Gold prices have surged to new all-time highs in 2025, as both investors and central banks increase their holdings in the yellow metal to hedge against inflation, economic risks, and the threat to the Federal Reserve’s independence. However, legendary investor Warren Buffett has long voiced skepticism about gold as a long-term investment. In this…

Key Takeaways The U.S. Federal Reserve is widely expected to start cutting interest rates soon. Some experts warn Wall Street may be too optimistic about how big or fast those cuts will be. Stock markets often climb before and during Fed rate cuts, which means waiting for the official decision could mean missing out on early gains. Jumping in also carries risks: if inflation stays high or the Fed moves slower than expected, stocks could pull back. The U.S. stock market has been at or near record levels, buoyed in part by expectations that the Federal Reserve will begin cutting…

Key Takeaways Early retirees need health insurance to bridge the gap until Medicare kicks in at age 65. The Affordable Care Act (ACA) marketplace lets them buy coverage, even with pre-existing conditions.  Premiums are expected to rise sharply in most states in 2026, straining the budgets of early retirees. Expiring federal tax credits could push costs even higher. To manage expenses, early retirees should compare plans carefully, use generics, and save with an HSA. Health insurance costs are set to rise, with more than 300 ACA marketplace providers proposing premium hikes averaging 20% for 2026. Since premiums increase with age…

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There’s no way around it: Losing money is awful, and when losses start to add up, it’s almost a reflex to start looking for someone to blame. For many investors, the obvious culprit is the broker or financial advisor. Below, we focus on possible disputes with your financial professional and how to deal with them. Key Takeaways Financial advisors have specific regulatory obligations and fiduciary duties to their clients that are enforced by organizations like the Financial Industry Regulatory Authority (FINRA) and U.S. Securities and Exchange Commission (SEC).If you feel a violation or mismanagement has occurred, first be sure that…

If you do your own investing, have you ever wondered whether you should turn things over to a professional financial advisor? If you have significant assets, you have probably felt anxiety when making choices with your money. Perhaps you sensed that you might make better investing decisions if you knew just a little more and could invest without emotion. If this is the case, consulting a financial advisor makes perfect sense. Key Takeaways: The desire for a financial advisor usually stems from an investment loss, the need to save for retirement, or the receipt of a windfall of capital.Expect to…

Trust means everything in relationships, whether we’re focusing on those in romance, family, or finances. Trust is especially relevant in financial matters, which can be as emotionally draining, destructive and costly as anything else that we experience in our lives. An unscrupulous financial advisor can cause an unsuspecting investor to be badly hurt or even tragically wiped out of a lifetime of hard work and savings. Key Takeaways Many people seek out professional financial advice from a professional, but with so many options to choose from it may seem overwhelming to find an advisor.First, determine what level of advice and…

Financial Planner vs. Financial Advisor: An Overview When seeking help managing your money, you’ll likely come upon both financial advisors and planners. While most everyday people use these terms interchangeably, there are important differences between them. “With all the designations and acronyms in the financial services industry, it’s not surprising” there’s confusion about “these similar-sounding terms,” said Scott Bishop, CPA, PFS, and CFP at Avidian Wealth Solutions in Houston, Texas. “CFPs mainly give advice to individuals, but some advise small business owners as well…. Meanwhile, CFAs give advice to various institutions, such as banks, mutual funds, pension funds, insurance companies,…

With over 321,000 financial advisors in the U.S., you have plenty of choices in the professional you’re going to trust with your financial future. Thus, before engaging a financial advisor’s services, it’s essential to ask the right questions to know they’re truly qualified and can help you achieve your goals. These goals will often be more than simply “financial,” and the difference between reaching them and falling short will often come down to the guidance you receive, Peter Lazaroff, an Investopedia top-10 financial advisor, told us. “Advisors are offering more services for their fees, and the nature of the advice…