Author: Arabian Media staff

What Is the Capital Asset Pricing Model? Corporate accountants and financial analysts often use the capital asset pricing model (CAPM) in capital budgeting to estimate the cost of shareholder equity.  CAPM sums up the relationship between systematic risk and expected return for assets. It is widely used to generate expected returns for assets, given the associated risk and costs of capital. CAPM can help companies decide on projects to undertake based on their relative cost of equity. It can help investors determine whether a particular investment is worthwhile, given the risk that it may not perform according to expectations. Key Takeaways CAPM is…

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The COVID-19 pandemic forced everyone to change the way they shop. Some of those changes were short-lived, like the urge to hoard toilet paper. But many others are fundamental changes that appear to be here to stay. Long after the economic shutdown was lifted and the supply chain disruption dissipated, some post-pandemic shopping trends have emerged: E-commerce and contactless payment systems have gained greater acceptance. Travel to see family and friends has been prioritized over international trips. Grocery stores are benefiting as consumers cook at home more. Consumers are more selective about retail spending. It’s not just what we buy,…

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So-called bond vigilantes have returned and they might end up reshaping American retirement portfolios. What brought them back? The sustained return of higher levels of inflation and the U.S. government’s increasingly rapid accumulation of debt. With more debt likely on the way, 30-year Treasury yields have poked above 5% to the highest level since 2023. These market forces could already be altering how you save for retirement over the next decade. Key Takeaways Investors are driving up long-term interest rates by selling government debt and shunning new issuances, creating both opportunities and risks for retirement savers. Retirement savers may need…

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Image credit: Supplied VFS Global, the global leader in trusted technology services that enable secure global mobility for governments and citizens, has announced the launch of its flagship visa application centre in Dubai’s Wafi City. This marks the opening of the largest visa application facility in the world. The centre was inaugurated by Helal Saeed Almarri, Director General of Dubai’s Department of Economy and Tourism; Mohammed Ahmed Al Marri, Director General of the General Directorate of Identity and Foreigners Affairs – Dubai; and Zubin Karkaria, Founder and Chief Executive Officer of the VFS Global Group. “This milestone is more than…

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Swipe, tap, click, pay. In today’s digital economy, money moves with little friction—and, too often, little awareness. But as economic uncertainty looms, a retro-seeming analog trend has emerged: “cash stuffing,” a budgeting method that’s gained at least 3 billion views on social media under the hashtag #CashStuffing. Key Takeaways Gen Z is reviving cash stuffing, a physical envelope budgeting method, in response to digital overspending and economic uncertainty. The trend is fueled by a desire for greater control, privacy, and the influence of social media platforms like TikTok. What Is Cash Stuffing? “Cash stuffing” uses a cash envelope system, an…

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Unlock the Editor’s Digest for freeRoula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter.Owners of ageing vehicles eventually face a choice. Fix up their banger — yet again — or sell it. That is, in effect, the conundrum that faces Nissan’s new chief executive Ivan Espinosa. He, though, can do a bit of both.Appointed following the collapse of merger talks with Honda, Espinosa is making a valiant effort to address the Japanese carmaker’s long-standing struggles. Nissan’s new plan involves closing excess capacity, cutting staff and launching new products. And the group is reportedly planning to raise…

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