Author: Arabian Media staff

One of the ways that investors make money from exchange-traded funds (ETFs) is through dividends that are paid to the ETF issuer and then paid on to their investors in proportion to the number of shares each holds. If you’re looking for an ETF that pays a steady stream of income, you might consider one of the many ETFs that focus on investments that historically have paid high dividends. ETF issuers decide whether to pay these dividends directly, or reinvest them in the fund and pay them out at a later payout date. The fund prospectus makes it clear which…

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Picture this: You’ve been steadily increasing your income and collecting your well-earned annual bonus. But you’ve also noticed yourself eating out more often, opting for more expensive brands, and making more purchases.  Lifestyle inflation, or lifestyle creep, is when an increase in earnings leads to a rise in discretionary spending, often leading to less disposable income, fewer savings, and lower financial security. From 2022 to 2023, American consumer spending increased across all income levels by an average of 5.9%, but at the same time, only 54% of adults have 3 months of emergency savings. Lifestyle inflation is not always a…

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A criminal record is more than a blemish—it is often a long-term pay cut that can cast a shadow over someone’s entire career. New research and decades of audit studies show that, on average, workers with a record earn about one-third less than their otherwise similar peers, face steeper unemployment spells, and are more likely to be crowded into lower-paying jobs. Studies examining the U.S., including a 2020 report from the Brennan Center, indicate a 52% decline in income for individuals who have served prison time. And the ranks of people bearing that record keep swelling. Each year, more than…

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