Author: Arabian Media staff

If you’re a graduate student, you’ve likely heard about the significant changes to higher education funding, including caps on student loan borrowing and changes to eligibility requirements, due to the recently passed “Big Beautiful Bill.” However, you still have options for financing your graduate degree, including scholarships, grants, work-study programs, and assistantships. Key Takeaways The One Big Beautiful Bill Act (OBBB), signed by President Trump on July 4, 2025, eliminates the grad PLUS loan program.The OBBB also reduces the amount of federal funding that grad students can receive, capping annual borrowing at $20,500 and imposing a lifetime limit of $100,000.Students facing…

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Buying your first share of stock can feel like a frightening leap. Savvy investors know, though, that what comes before that first buy order matters far more than which stock ticker symbols you choose. Experts we spoke with said that getting a plan on paper is the first step to long-term success, which involves some financial housekeeping: Building a solid emergency fundand identifying the “why” behind your investing, before choosing an approach you’ll actually stick with. Key Takeaways Before investing in the market, you should have an emergency fund that covers three to six months of essential living expenses.Write down…

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Older adults face distinct financial challenges as they approach their retirement years, especially if their income declines. Fortunately, if they’ve gained equity in their homes, they can take out a reverse mortgage and turn their home into a source of funds without having to sell the property. You might have concerns or mixed emotions about your parents taking out a reverse mortgage. However, if it’s the best option for them, maintaining an open line of communication and understanding the financial obligations involved, as well as how the loan will be repaid, can ease your concerns. Key Takeaways A reverse mortgage…

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