Author: Arabian Media staff

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Key Takeaways If your college major has a high unemployment rate, it may be more difficult to land a full-time job in your field after graduation.Be flexible, stay open to all job opportunities, and don’t get tied to a ‘dream job’.If you don’t have any full-time experience to promote on your resume, highlight your volunteer work, internships, and part-time employment. When it comes to success in the job market, your college major can have a big impact, determining how much you’re paid and your likelihood of getting a job. For recent college students, the current job market may be especially…

Index Fund vs. ETF: Definition & Key Concepts Index funds and exchange-traded funds (ETFs) have revolutionized investing over the past few decades, offering low-cost ways for individuals to gain broad market exposure. While these two investment vehicles share many similarities, they also have key differences that investors should understand. “By taking a passive, index-based investment approach, an investor can keep fees low while diversifying the portfolio across industries, sectors, and geographies. This results in the investor approximating “universal ownership”—that is, owning a representative slice of the entire global economy—and positioning herself to benefit from broad economic growth regardless of the…

Key Takeaways Lawmakers make more trades on days Congress is in session and step up activity during periods of elevated geopolitical risk.High levels of volatility are associated with a surge in buy orders from members of Congress, suggesting some treat policy fog and market stress as entry points.While trackers shadowing particular politicians or bipartisan “long only” baskets have posted eye-catching returns, diversified “Congress long-short” strategies lag the S&P 500 after fees. A new peer-reviewed study of over 180,000 trades made by U.S. lawmakers finds that members of Congress are far more active in the market when Congress is in session…

Achieving financial literacy is essential to thriving or even functioning in today’s world, but its fundamentals are clearly not being passed along equally to all Americans. These are the basics of personal finance, budgeting, and investing. Once they’re grasped, an individual can make ends meet, invest for the future, take care of a family, manage debt, and make good decisions. Yet, according to national surveys, basic financial literacy is generally low in the United States, and it is significantly lower for members of some racial and ethnic groups. Key Takeaways Financial literacy is the possession of the basic skills needed to…

For more than a decade, stablecoins have offered the promise of the benefits of cryptocurrency with stability of the U.S. dollar —an ideal stablecoin would always be worth $1.  However, as Congress considers historic legislation related to these assets, worth more than $250 billion as of August 2025, research reveals a problem with their models: the more effort they make to maintain their dollar peg, the more vulnerable they may be to catastrophic runs. The Promise and Perils of Stablecoins The Trump administration has prioritized stablecoin legislation, predicting these tokens would “ensure American dollar dominance internationally.” However, an NBER study…

You probably know how valuable it is to save for retirement—funding a 401(k) is a popular option. But what can you do if you’re self-employed or your employer doesn’t offer one? Fortunately, you can still open a retirement account as an individual. We’ll walk you through some of the best options, such as traditional IRAs, Roth IRAs, SEP IRAs, self-employed 401(k)s, and defined benefit plans. Plus, we’ll list the contribution limits for each type of account. Key Takeaways If you’re self-employed or your employer doesn’t offer a 401(k), you can fund a personal retirement account such as a Roth IRA,…

The Ministry said the rapid expansion reflects its success in empowering entrepreneurs, creating self-employment opportunities, and driving economic diversification under Vision 2030. Among its flagship programs, MHRSD has launched an innovation hackathon initiative, providing a platform for young men and women to design creative solutions to labour market challenges. Small businesses in Saudi Arabia The Ministry also rolled out its Youth Development Strategy in 2024, which includes more than 20 initiatives to empower young people. These efforts led to the establishment of the General Administration for Youth Development and the launch of a professional certificate for youth work. The Ministry’s…

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To maximize your contributions to a 401(k) plan, you’ll need to choose the right investments—and understand all of your options. Learn more about 401(k)s, which options may best suited for you, and how to manage the account going forward to maximize your returns. Key Takeaways 401(k) plans typically offer mutual funds that range from conservative to aggressive. Before choosing, consider your risk tolerance, age, and the amount you’ll need to retire. Avoid funds with high fees. Be sure to diversify your investments to mitigate risk, although many funds are already diversified. At a minimum, contribute enough to maximize your employer’s…