Author: Arabian Media staff

For more than a decade, stablecoins have offered the promise of the benefits of cryptocurrency with stability of the U.S. dollar —an ideal stablecoin would always be worth $1.  However, as Congress considers historic legislation related to these assets, worth more than $250 billion as of August 2025, research reveals a problem with their models: the more effort they make to maintain their dollar peg, the more vulnerable they may be to catastrophic runs. The Promise and Perils of Stablecoins The Trump administration has prioritized stablecoin legislation, predicting these tokens would “ensure American dollar dominance internationally.” However, an NBER study…

You probably know how valuable it is to save for retirement—funding a 401(k) is a popular option. But what can you do if you’re self-employed or your employer doesn’t offer one? Fortunately, you can still open a retirement account as an individual. We’ll walk you through some of the best options, such as traditional IRAs, Roth IRAs, SEP IRAs, self-employed 401(k)s, and defined benefit plans. Plus, we’ll list the contribution limits for each type of account. Key Takeaways If you’re self-employed or your employer doesn’t offer a 401(k), you can fund a personal retirement account such as a Roth IRA,…

The Ministry said the rapid expansion reflects its success in empowering entrepreneurs, creating self-employment opportunities, and driving economic diversification under Vision 2030. Among its flagship programs, MHRSD has launched an innovation hackathon initiative, providing a platform for young men and women to design creative solutions to labour market challenges. Small businesses in Saudi Arabia The Ministry also rolled out its Youth Development Strategy in 2024, which includes more than 20 initiatives to empower young people. These efforts led to the establishment of the General Administration for Youth Development and the launch of a professional certificate for youth work. The Ministry’s…

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To maximize your contributions to a 401(k) plan, you’ll need to choose the right investments—and understand all of your options. Learn more about 401(k)s, which options may best suited for you, and how to manage the account going forward to maximize your returns. Key Takeaways 401(k) plans typically offer mutual funds that range from conservative to aggressive. Before choosing, consider your risk tolerance, age, and the amount you’ll need to retire. Avoid funds with high fees. Be sure to diversify your investments to mitigate risk, although many funds are already diversified. At a minimum, contribute enough to maximize your employer’s…

Passive investing has often been a proven winner in the long term, but investors still need to choose which index to invest in. The S&P 500 and the Nasdaq 100 are two of the most popular options. Both offer a way to buy shares in a portfolio of the largest and most successful U.S. companies. However, they take different approaches: the Nasdaq 100 concentrates on 100 top tech-heavy growth stocks, while the S&P 500 spreads risk across 500 diverse companies. Your choice ultimately depends on how much risk you wish to take on. Key Takeaways The Nasdaq 100 consists of…

Industrialization is the process that takes an agricultural economy and transforms it into a manufacturing one. Mass production and assembly lines replace manual and specialized laborers. The process has historically led to urbanization by creating economic growth and job opportunities that draw people to cities. Urbanization typically begins when a factory or multiple factories are established within a region, creating a high demand for factory labor. Other businesses such as building manufacturers, retailers, and service providers then follow the factories to meet the product demands of the workers. This creates even more jobs and demands for housing and establishes an urban…

There are four types of economies: traditional, command, market, and mixed. A mixed economy is a combination of a market economy and a planned economy. A market economy is a system in which decisions relating to the production, pricing, and consumption of goods and services are determined by supply and demand. Most of the world’s largest economies are market economies. Keep reading to learn more about this type of economy and its benefits. Key Takeaways Supply and demand drive economic decisions in a market economy.The production of goods and services, investments, pricing, and distribution are in the hands of private…

Shopping for a new or used car? Use our free car loan calculator to see your monthly payment and the total interest cost over the life of the loan. Key Takeaways Use our calculator to determine your monthly auto loan payment and the total amount of interest you’ll pay once your loan is repaid in full.  It’s vital to consider the additional interest cost when you finance a vehicle. Car price, down payment, trade-in value, and loan term also determine monthly and overall payment amounts. Understanding the economic and personal factors that impact interest rates can help you know how…

Key Takeaways Your ex is removed from your will in most states, but some states don’t follow this rule. Assets with named beneficiaries, like life insurance or retirement accounts, can still go to an ex because they bypass probate court. Always update beneficiaries on retirement plans, life insurance, and bank accounts after divorce. Divorce can complicate estate planning (among other things). The good news is that your ex is automatically cut out of your will in most states. “Under New York law, once a divorce is finalized, your ex-spouse is generally treated as if they predeceased you for the purposes…