Author: Arabian Media staff
We’ve all heard of the “American Dream.” But what that dream looks like depends on who you ask. According to Investopedia’s American Dream survey, 84% of respondents rated living debt-free as part of their dream, landing it among the top five most popular goals, along with owning a home, raising a family, being able to afford quality health care, and being able to retire comfortably. Between a mortgage, credit cards, student loans, and the rising cost of living, debt has become a part of life for many. So, can you truly live debt-free? Here’s how to pay off debt without…
Key Takeaways More than eight in 10 companies are expanding their use of AI, with most leaders betting on productivity and innovation gains. Three in four employees are fine with AI as a coworker, but just 30% are okay with it acting as their boss However, they don’t want to be managed by AI or for the technology to make decisions about recruitment, pay, and compliance. The consensus among employees is that the technology is best served helping humans to do a better job rather than telling them what to do. People have accepted working with artificial intelligence (AI) and…
Forget the white picket fence—for millennials, the American Dream comes with a passport stamp. This generation is rewriting the rules of financial success, and annual vacations have become just as essential as retirement savings. According to Investopedia’s 2025 American Dream Study, three-quarters of millennials say annual vacations are part of their American Dream. Seventy-five percent of people born between 1981 and 1996 rank yearly travel as a priority, compared to just 64% of baby boomers (born between 1946 and 1964). This may seem surprising given millennials’ well-documented financial struggles. They are dealing with unprecedented student loan debt, delayed homeownership thanks…
Some 69% of the members of Generation X say that retiring before age 65 is part of their personal American dream, according to Investopedia’s 2025 American Dream Study. An even higher number—86%—cite “being able to retire comfortably” as a key goal. Meanwhile, 40% of Gen Xers who report this goal say they are not financially prepared for comfortable retirement. With Gen Xers currently ranging in age from 45 to 60, the youngest have just short of 20 years to make their dreams of a comfortable retirement before 65 a reality, while the oldest have as few as five years. If…
Homeownership has long been a cornerstone of the American Dream—so much so that a white picket fence is synonymous with stability. But for many Americans, that aspiration feels increasingly out of reach. According to Investopedia’s 2025 American Dream Survey, 77% of consumers believe that homeownership is more difficult to achieve today than it was for previous generations. Let’s explore what makes buying a home today such a daunting task, some practical strategies for overcoming those challenges, and whether or not homeownership still belongs in the modern American Dream. Key Takeaways Homeownership is the largest obstacle to the American Dream for…
Gen Z adults (ages 18 to 28 in 2025) are all too familiar with complex financial challenges like student debt, rising living costs, and volatile job markets. Yet, despite these hurdles, only 1 out of 5 adults of this generation would turn to an expert for financial guidance, according to Investopedia’s 2025 American Dream Study. Let’s unpack the reasons behind Gen Z’s hesitation to seek professional financial help and explore how early guidance can have an outsized impact on your lifetime wealth and security. Key Takeaways Many Gen Z individuals turn to family, friends, and social media for advice due…
It is easy to get started buying and selling stocks, especially with the advancements in online trading since the turn of the century. If you’re like the vast majority of American traders, you buy stocks from an investment firm or a brokerage firm. You meet with or speak with a stockbroker, who accepts your market orders and facilitates payments between you and other trading parties. Unless you are borrowing on margin, you have a cash account with your broker to help identify your investor profile. You buy at the offer (or ask) price and sell at the bid price. A…
What Is Series Funding A, B, and C? Series A, B, and C are funding rounds that generally follow the stages of “seed funding” and “angel investing.” They providing outside investors the opportunity to buy equity or partial ownership of a new company. Each series is a separate fundraising event. The letters come from the series of stock being issued by the capital-seeking company. Key Takeaways Many companies must complete several fundraising rounds before the initial public offering (IPO) stage. These fundraising rounds allow investors to invest money into a growing company in exchange for equity/ownership. The initial investment—also known…
Employer-sponsored 401(k) plans allow employees to save a portion of their salary for tax-advantaged retirement investments. Many companies match a percentage of the employee’s contribution and add it to the 401(k) account. But you may incur a penalty if you take money out before retirement. Generally speaking, you may withdraw funds from your retirement savings account anytime, but if you do so before you reach age 59½, you may face an additional penalty of 10% on top of other taxes. According to 401(k) withdrawal rules, penalty-free withdrawals (called qualified distributions) are allowed once you reach age 59½. You can also…
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