Author: Arabian Media staff
Gen Z adults (ages 18 to 28 in 2025) are all too familiar with complex financial challenges like student debt, rising living costs, and volatile job markets. Yet, despite these hurdles, only 1 out of 5 adults of this generation would turn to an expert for financial guidance, according to Investopedia’s 2025 American Dream Study. Let’s unpack the reasons behind Gen Z’s hesitation to seek professional financial help and explore how early guidance can have an outsized impact on your lifetime wealth and security. Key Takeaways Many Gen Z individuals turn to family, friends, and social media for advice due…
It is easy to get started buying and selling stocks, especially with the advancements in online trading since the turn of the century. If you’re like the vast majority of American traders, you buy stocks from an investment firm or a brokerage firm. You meet with or speak with a stockbroker, who accepts your market orders and facilitates payments between you and other trading parties. Unless you are borrowing on margin, you have a cash account with your broker to help identify your investor profile. You buy at the offer (or ask) price and sell at the bid price. A…
What Is Series Funding A, B, and C? Series A, B, and C are funding rounds that generally follow the stages of “seed funding” and “angel investing.” They providing outside investors the opportunity to buy equity or partial ownership of a new company. Each series is a separate fundraising event. The letters come from the series of stock being issued by the capital-seeking company. Key Takeaways Many companies must complete several fundraising rounds before the initial public offering (IPO) stage. These fundraising rounds allow investors to invest money into a growing company in exchange for equity/ownership. The initial investment—also known…
Employer-sponsored 401(k) plans allow employees to save a portion of their salary for tax-advantaged retirement investments. Many companies match a percentage of the employee’s contribution and add it to the 401(k) account. But you may incur a penalty if you take money out before retirement. Generally speaking, you may withdraw funds from your retirement savings account anytime, but if you do so before you reach age 59½, you may face an additional penalty of 10% on top of other taxes. According to 401(k) withdrawal rules, penalty-free withdrawals (called qualified distributions) are allowed once you reach age 59½. You can also…
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Key Takeaways Between 2025 and 2028, Americans aged 65 and older will receive an additional $6,000 deduction if they itemize or take the standard deduction. Higher-income seniors, or singles with an income of above $75,000 or $150,000 for joint filers, will not qualify for the full deduction. The senior tax break could reduce the amount of taxes you pay on your Social Security benefits, depending on your combined income as calculated by the Social Security Administration. The OBBB may be an impetus for some seniors to reevaluate their tax planning. For seniors aged 65 or older, you might owe less…
Abu Dhabi’s Hub71 has onboarded its most AI-intensive cohort to date, welcoming 26 high-growth startups to its 17th cohort. Together, the companies have raised more than $223m (AED 818m) – the largest funding total of any Hub71 cohort – underscoring both the calibre of founders scaling from Abu Dhabi and growing investor confidence in the emirate’s role as a global technology hub. More than 80 per cent of the startups are building AI-driven solutions across priority sectors including HealthTech, FinTech, and ClimateTech, reinforcing Abu Dhabi’s strategy to diversify its economy. Hub71 Abu Dhabi startups Their arrival follows the launch of…
What Is Diversification in Investing? Diversification is the process of spreading investments across different asset classes, industries, and geographic regions to reduce the overall risk of an investment portfolio. The idea is that by holding a variety of investments, the poor performance of any one investment potentially can be offset by the better performance of another, leading to a more consistent overall return. Diversification thus aims to include assets that are not highly correlated with one another. Most investment professionals agree that, although it does not guarantee against loss, diversification is the most important component of reaching long-range financial goals…
Most investment vehicles are at least somewhat intangible—even stocks represent a claim on ownership of a portion of a publicly traded company. Real assets, by contrast, are physical. These include real estate, infrastructure, and natural resources, among others. By investing in privately held real assets, investors may be able to generate returns through long-term contracts, income, or asset appreciation. Private real assets are therefore an increasingly popular tool for investors seeking alternatives to traditional equities and bonds—and especially for those looking for inflation protection and income stability. Key Takeaways Private real estate and infrastructure offer long-term, inflation-resistant income streams. These…
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