Author: Arabian Media staff

People have many different styles and tastes when it comes to money, but making your money grow is typically considered the most fundamental investment objective. The best way to accomplish this goal will vary according to factors such as the investor’s risk tolerance and time horizon. However, there are some key principles and techniques that are applicable to many different types of investors and growth strategies. Key Takeaways Growth investing focuses on increasing wealth through capital appreciation, distinguishing it from income generation or capital preservation strategies.Growth investments often include small-cap stocks, technology, healthcare stocks, and speculative investments, each offering high…

Exchange rates are among the top factors that distinguish the health of a country’s economy. Also known as a forex rate, the foreign exchange rate is the value of the currency of one nation in relation to another nation’s currency. Key Takeaways Exchange rates reflect the value of one country’s currency against another and are key indicators of a nation’s economic health.A country’s GDP signifies its economic size and growth. Increased GDP often leads to a stronger currency as it indicates heightened demand for a country’s goods and services.CPI measures price changes in household goods and services, indicating inflation levels.…

The primary circumstance under which a bond issuer redeems a callable bond is a drop in interest rates. When rates fall, it makes no sense for the bond issuer to continue paying higher-than-average interest to investors when a provision in the bond allows for redemption before its maturity. After calling the high-interest bonds, the issuer can raise capital again by issuing new bonds at a lower interest rate. Key Takeaways Callable bonds allow issuers to redeem the bond before its maturity if interest rates drop, enabling them to save on interest payments by reissuing the bond at a lower rate.Investors…

Premium checking accounts can offer reduced fees, cash-back rewards, rate discounts, and enhanced service—but may not be worth the lost interest you could’ve earned elsewhere. What Are Premium Checking Accounts? Premium checking accounts are a bank’s higher-tier, broadly available deposit accounts for consumers who can maintain a minimum balance requirement in return for avoiding a monthly service charge. Many premier accounts require you to keep a minimum balance of $10,000 to $15,000 or more. Many of these accounts will credit the money you keep in linked savings, checking, retirement, and investment accounts within that banking family. However, some premium checking…

A penny stock is generally defined as a security issued by a small company that trades at less than $5 per share. These are stocks generally quoted over-the-counter, for instance on the OTC Bulletin Board or the pink sheets. The legal definition of a penny stock is more specific. A penny stock is any security that isn’t a National Market System (NMS) stock, registered to trade on a national securities exchange, and with a bid price of at least $4 per share. Other requirements must also be met in order for a stock not to be considered a penny stock.…

Key Takeaways Financial paralysis is when thinking about your finances leaves you feeling afraid, anxious, or avoidant. This can happen to anyone, no matter how much money you have. Financial paralysis can make you ignore bills, avoid looking at your bank account, and fail to make smart money moves, like investing for retirement. Small steps, such as setting up a repayment plan for bills or using a robo-advisor to open an individual retirement account (IRA), can help you make progress and feel less overwhelmed. If thinking about your finances makes you feel so overwhelmed or anxious that you can’t move…

Choosing investments can feel overwhelming. There are thousands of investment choices for you to evaluate and choose from, especially when trying to get the right asset allocation in place. Luckily there is an alternative to sorting through and using excessive numbers of mutual funds and exchange-traded funds (ETFs) to get the right allocations. The Vanguard Group offers funds that allow for broad exposure by investing in just a few funds. With just three to five funds, you can achieve that goal of being diversified. Additionally, many of Vanguard’s funds are available as both mutual funds and ETFs so you can use…

Key Takeaways If your college major has a high unemployment rate, it may be more difficult to land a full-time job in your field after graduation.Be flexible, stay open to all job opportunities, and don’t get tied to a ‘dream job’.If you don’t have any full-time experience to promote on your resume, highlight your volunteer work, internships, and part-time employment. When it comes to success in the job market, your college major can have a big impact, determining how much you’re paid and your likelihood of getting a job. For recent college students, the current job market may be especially…

Key Takeaways Hermitage, Johnstown, and Altoona are the top three Pennsylvania towns that made our list of the 50 best places to retire in the U.S. this year. When choosing a retirement destination, factors like cost of living, health care access, and lifestyle amenities play a crucial role. Pennsylvania doesn’t tax pensions, Social Security income, or retirement account withdrawals.  If you’re looking for a place to retire, consider Pennsylvania. It offers an attractive mix of urban and small-town living, affordability, access to quality health care, and proximity to major metros. Earlier this year, Investopedia compiled a list of 50 of the best…

Getting married is not only a major life event, but one with significant financial implications. That’s especially true of second or blended marriages, which often come with added complexities, such as children from prior marriages and financial obligations like alimony or child support on the part of one or both partners.  To get off to the best possible start, couples embarking on a new marriage may want to resolve a few issues even before they head to the altar. Here are some ways to plan for a happy, harmonious, and financially successful future together. Key Takeaways One key to a…