Author: Arabian Media staff
Key Takeaways Gen Z plans to cut holiday spending this year, prioritizing essentials and secondhand goods over gifts.This shift reflects broader financial stress and a growing focus on value-driven, practical spending. Generation Z shoppers are changing how they spend this holiday season. Rising inflation, tariffs, and tighter household budgets are making it harder to feel confident about money, according to recent consumer outlook reports. As a result, many Gen Z consumers plan to spend less on non-essential items, shop secondhand, and spread out their purchases over time. Economic Factors Affecting Holiday Spending Gen Z is feeling mounting household financial pressures…
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Key Takeaways Private equity IPO exits crashed 46% in 2024, while sponsor-to-sponsor trading surged 141% as firms trade assets among themselves. A vast majority of pension funds invest in private equity, but many are stuck with too much money trapped in these investments The industry now has a $162 billion “secondary market” where firms sell to each other instead of cashing out. The Federal Reserve cut rates again, but analysts say cheaper money won’t fix private equity’s (PE) massive problem. Traditionally, they’d take companies public on the stock market for huge profits, but that exit door has narrowed shut, down…
Nearly 1 in 4 divorces happen due to money problems, and over 50% of people say their partner’s debt would be a major reason to consider divorce. Three in 5 would put off marriage to avoid their partner’s debt, and 35% think finances put a strain on their relationship. While the economy is unpredictable, you can prevent some of these problems by bringing up finances before getting married, so you’re on the same page about things like: Expectations: Who would pay for things? Major goals: Would you like to save for a house together? Key financial decisions: How do you…
Key Takeaways Rental rates are affected by the economy, supply and demand, and legislation, for better or for worse.Austin, Texas; Minneapolis, Minnesota; and Columbus, Ohio, have experienced tenant-friendly rent decreases since 2024.You can always try negotiating with your landlord if you live elsewhere. Housing is the largest expense for most Americans, claiming a significant 30% to 36% of their monthly budgets. Numerous factors can affect how much you’ll pay in rent, and some metro areas are kinder than others. Redfin tagged the three cities that showed the greatest decreases as of 2025. Is yours one of them? What Affects Rental…
It’s a good problem to have: having too much money saved for retirement and having additional money to leave to your heirs. Here’s a look at the types of people who are saving a lot in their lifetimes and how you can be one of them. Who Saves the Most? A National Bureau of Economic Research study reveals what types of people work and save the most. According to the study, married men work in the labor force and save “substantially” throughout their lifetimes. Married women’s time in the labor market peaks in middle age. Single men show a decline…
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Capital Asset Pricing Model (CAPM) is a model to estimate the expected return of an asset based solely on the systematic risk of the asset return. The logic behind why only systematic risk is priced in is that, in a perfectly efficient economic system, investors should be able to diversify their portfolio at no cost, so that it would allow them to eliminate unsystematic or firm-specific risk completely. Thus, if they can choose to invest in a diversified portfolio of assets rather than investing in a single asset, why should they demand a premium for single risk? One can easily argue that…
China’s five major natural gas companies include three state-owned energy giants, Sinopec Shanghai Petrochemical Co., Ltd. (NYSE: SHI), China National Petroleum Corporation and China National Offshore Oil Corporation. The other two companies are a pair of municipal companies headquartered in Beijing and Shanghai, respectively. These companies have diverse operations in the energy and chemical industries, among other related and unrelated fields. This list includes gross revenues from 2017 consolidated financial statements. Sinopec Shanghai Petrochemical Co., Ltd. (NYSE: SHI) China Petroleum and Chemical Corporation, also known as Sinopec, is China’s largest energy company with more than $314 billion in consolidated revenue. Natural gas…
Long-Term Capital Gains Tax Rates for 2025 Filing Status 0% 15% 20% Single Up to $48,350 $48,350 to $533,400 Over $533,400 Head of household Up to $64,750 $64,750 to $566,700 Over $566,700 Married filing jointly or surviving spouse Up to $96,700 $96,700 to $600,050 Over $600,050 Married filing separately Up to $48,350 $48,350 to $300,000 Over $300,000 How the 2024 Election May Change Capital Gains Tax Rates The election of Donald Trump as the 47th president may come with changes to capital gains tax rates. There is no mention of capital gains taxes in the 2024 Republican Party platform or on Agenda 47,…