Author: Arabian Media staff
Unlock the White House Watch newsletter for freeYour guide to what Trump’s second term means for Washington, business and the worldUS pressure on Latin America to cut trade with China could lead to economic disaster because the region is so dependent on trade with Beijing, according to the outgoing head of the main political forum grouping 35 nations across the Americas. Luis Almagro, secretary-general of the Organisation of American States for the past decade, told the Financial Times in an interview ahead of his departure on May 25 that trade with China was essential.“China is the biggest or second biggest…
ETFs vs. Mutual Funds for Young Investors: An Overview Which is better for young investors, exchange-traded funds (ETFs) or mutual funds? That depends on a number of factors. They include how much a young investor has to invest, how actively involved they want to be with their investments, and their understanding of the advantages and disadvantages of each option. Both types of funds offer instant diversification and professional management of fund assets. They both involve less risk (and greater convenience) than investing in individual securities. ETFs are a newer option for investors and they were originally known for having far…
Americans lost an estimated $47 billion to scams in 2024 alone, with investment scams draining at least $5.7 billion from victims’ pockets. But here’s the twist: it’s not elderly people who get duped most often. Younger adults are actually 34% more likely than older adults to lose money to fraud. Before you trust that next “can’t miss” investment pitch, you need to know how to spot the difference between a genuine opportunity and an elaborate deception designed to empty your bank account. Key Takeaways Investment fraud is exploding, and recent data shows that no demographic or amount of self-supposed savvy protects someone…
What Is a Fiduciary Duty? A fiduciary accepts legal responsibility for duties of care, loyalty, good faith, confidentiality, and more when serving the best interests of a beneficiary. Fiduciary duty refers to the relationship between the fiduciary and the principal or beneficiary on whose behalf the fiduciary acts. Fiduciaries must take strict care to ensure that no conflict of interest arises between their interests and the client’s interests. Key Takeaways A fiduciary duty involves taking actions in the best interests of another person or entity.Fiduciary duty describes the relationship between an attorney and a client, or a guardian and a ward.Fiduciary duties…
The banking system in India is regulated by the Reserve Bank of India (RBI), through the provisions of the Banking Regulation Act, 1949. Some important aspects of the regulations that govern banking in this country, as well as RBI circulars that relate to banking in India, are explored below. Key Takeaways India’s banking system is regulated by the RBI and the Banking Regulation Act, 1949.Bank lending to single and group borrowers is limited to 15% and 30% respectively, with some exceptions.Sectors given lending priority are micro and small enterprises; agriculture, education, and housing; and the low-earning and less privileged.Those who willfully…
Return on capital employed (ROCE) is a financial ratio that shows if a company is doing a good job of generating profits from its capital. Investors and analysts use ROCE to assess how well a company leverages its financial resources to build and grow its business. Capital creates wealth through investment and can include such things as a company’s marketable securities, production machinery, land, software, patents, and brand names. How a company chooses to allocate its capital assets can directly impact its performance. In many cases, it can mean the difference between the company generating a positive financial return and…
Retirement Calculators: Overview As Americans began to shoulder more of the responsibility for funding their retirement years, retirement calculators became a popular tool to help people achieve their goals. A Google search for “online retirement calculator” garners tens of thousands of hits. In this article, we look at two popular retirement calculators available online. They do the best overall job we’ve seen of translating sophisticated retirement income planning methods into an understandable and easy-to-use planning tool. Key Takeaways Online retirement calculators help you estimate how much you should be saving and track your progress toward your goals.We found the T.…
Have you ever seen a $2 bill? If so, you may well have wondered if it’s funny money. It’s not. The $2 bill has been printed by the U.S. Treasury almost continuously since the Civil War, and there are 1.7 billion of them in circulation as of 2024 (the latest information). Other paper denominations have been discontinued and can be found mostly in the hands of brokers, dealers, and collectors. These are not the familiar Benjamins or Jacksons (Benjamin Franklin is who is on the $100 dollar bill, and Andrew Jackson is who is on the $20 dollar bill). They’re…
What Are Currency Pairs? The foreign exchange, or forex, is the global marketplace where the world’s currencies are exchanged. U.S. dollars or British pounds are exchanged for euros, Canadian dollars, or Japanese yen. When currency speculators exchange money, their intention is to reverse the trade and pocket a profit on the change in value between the two currencies. Of course, if they’re wrong, they wind up with fewer U.S. dollars or British pounds. This is why trading on the forex is always done in currency pairs. Each currency has a constantly changing value in comparison with every other currency. The…
Sequence of returns risk, which is the danger of poor investment returns early in retirement combined with the timing of withdrawals, can adversely impact how long your retirement funds will last. For high-net-worth (HNW) investors, this threatens not only their financial security but also their ability to leave a lasting legacy. Key Takeaways Sequence of returns risk is the danger of hitting a market downturn in the early stages of retirement, which can reduce your nest egg quickly if you’re already withdrawing funds.Even wealthy investors are vulnerable, as higher spending and legacy goals can amplify the impact of early losses.To…